Product Overview

Industry Leading Data Model

The credit application data model has been designed from the start to align with LIXI CAL 2 – which is the Australian lending data standard. Our design builds on the core Salesforce objects, complementing Financial Services Cloud but not dependent on it.

Automation
and AI

Loan origination is fundamentally a process, and we leverage all of the Salesforce capability for market leading workflow and automation. The rich automation features have been proven over many years, and are now extended by the power of agents.

Pre Built
Connectors

Our aim is to provide a wide set of connectors for all of the typical use-cases, including support for both broker gateways. Simpology, Interfi and Equifax delivered. NextGen.Net, Equifax, CoreLogic in development.

Powerful Engines

Our design aim was to provide ultimate flexibility and agility – in your hands.

Product & Pricing

Our aim is to provide as much freedom as possible to control and adjust product and pricing, at a pace that exceeds the market.

Products
Fees
Rate Loadings

Rules Engine

Our custom rules engine is built on Salesforce and provides complete control in controlling and automating your process. Build in your credit policy and supporting document requirements and reduce manual effort.

Policy Rules
Conditions
Delegated Lending Authority

Serviceability

Our serviceability calculator is highly sophisticated and as configurable as we can possibly make it! Improve your data quality and save hours with built in serviceability calculations.

Standard Licensing

  • Per-application based pricing. From as little as 10 applications a month.
  • Fixed annual commitment, with included apps, paid in advance.
  • Tiered licensing gives savings as volumes grow.
  • License is inclusive of basic support service and available software updates (excluding implementation services).
  • Cinch can be installed over your existing Salesforce org and licences or it can be delivered inclusive of Salesforce licences.