Why Cinch?

Cinch Technology began with a desire to bring higher quality solutions to the lending industry.

Why?

Because in our experience, we found that Australian lenders are frustrated!

  • Poor technology
  • Awkward products built for other markets
  • Recalcitrant vendors
  • Painfully slow implementations
  • Vendor lock-in
  • Low agility
  • Very high costs

Frankly most of the products are doing essentially the same thing, and most lenders run similar processes. We challenge why everything needs to be bespoke and complicated – while acknowledging the need for lenders to differentiate.

So we wondered...

How could we make it easier?

Our approach

Build on a leading enterprise platform (Salesforce) to cut down cost and improve quality and build specifically for the Australian market with the flexibility lenders need. 

Our Vision

Cinch aims for ease – setting the new standard for agility and ROI.

Our out-of-the-box solution is fast to implement, simple to use, and adaptable to your evolving business needs. Whether you’re starting small or scaling, Cinch grows with you, empowering you to stay ahead in a dynamic market

Value Proposition

Robust

Cinch is ultra-reliable and of the highest quality.

We understand that financial services have little appetite for risk. The operating quality of our platform is paramount and must be of an enterprise standard.

We have deliberately chosen a platform strategy that ensures the core technology is not only highly-proven but is inherently and demonstrably robust. In addition, our engineering is of a gold standard.

Agile

With peerless speed to market and maintainability.

Our product aims be the quickest to implement in the market. While customisation is always possible, we offer out-of-the-box simplicity coupled with flexibility.

We achieve this through focused design, with key elements built for change, such as the flexible product and pricing engine, configurable rules engine, and of-course pre-built connectors.

Economical

While being inexpensive to buy and maintain.

By really leveraging the features of the base platform the amount of code we need to write and maintain is minimised, and therefore our also our comparable operating cost-base.

Also, by using a technology that is widely supported in the mainstream, it means clients can internally extend and support, minimising vendor lock-in and price pressure.

Proven off the shelf product

  • World leading operational reliability, availability and stability
  • Built for customisation and agility
  • Rapid deployment – as a new contained deployment or on-top of an existing org.
  • Evergreen product, continuously updated & supported
  • Secured data – Australian compliant data centres
  • Very extensive, proven, high quality features
  • Advanced features (AI and Agents part of core platform)
  • Extensive market of available add-ons and integrations
  • World leading scalability and security

Tailored to your business

  • Extensible data model – aligned to the Australia LIXI standard
  • Pre-built lending industry integrations
  • Configurable business rules engine and conditions library
  • Purpose built workflows & application lifecycle
  • Flexible user roles, permissions and approvals
  • Optimised page layouts to suit user needs
  • Application capture experience, feeds directly into your credit data model
  • Native integration with your Sales CRM to provide
  • Single source of truth